MyVanillaDebitCard : Gift Card, Vanilla Direct Pay – How Check and Add Balance?

VanillaDirect Load

My Vanilla is a type of prepaid debit card that is either available in MasterCard or in Visa. You can manage your cash wisely and quickly. You don’t need a bank account or credit check to acquire this card. It can be accepted anywhere where the debit card is accepted. You can even pay online telephone bills, fuel bills and other types of bill using MyVanilla card.

In simple words, MyVanilla debit card gives you the flexibility across the world all while keeping your account conveniently and safely at your fingertips. You can use this card to make money management easier by helping yourself you track your spending and monitor your expenses.

MyVanilla Card Free Direct Deposit

  • You can automatically load your payroll, government benefits or tax returns in your MyVanilla Card.
  • There is no check-cashing fee or long queues on payday.
  • You can get your funds faster saving a lot or time.

It gives you faster access to your funds as compared to paper check if you are having your payroll, tax returns or government benefits directly linked to it.

How to Add Money to MyVanilla Debit Card?

There are two methods to add funds to MyVanilla Prepaid Debit card. These are as follows:

  • VanillaDirect Load: You can add cash quickly with VanillaDirect Load having access to thousands of locations across the nation. All you have to do is find a VanillaDirect Load retailer near you and get the card recharged from there.VanillaDirect Load
  • Walmart Rapid Reload: Reloading MyVanilla Card at a Walmart store is easy. You can load the cash directly to your Vanilla Card at the register. All you need to do is visit a participating Walmart location to swipe and load.

Adding funds to MyVanilla Debit Card via VanillaDirect Load

Firstly, you must find the participating VanillaDirect Load retailers near your location so that you can enjoy the convenience of adding funds to your card.

  • Once you have located the retailer, get your prepaid card and cash there.
  • Provide your card and cash to the cashier.
  • As cashier rings up the sale, the funds are directly transferred to your MyVanilla Prepaid card.

Finding VanillaDirect Load Retailers Near You

The VanillaDirect Load retailers are across the nation and you can easily find them using the above link. Some of the popular retailers are as follows:

  • CVS Pharmacy
  • Dollar General
  • Rite Aid Pharmacy
  • Speedway
  • Walgreens
  • Shop Rite
  • Walmart

Prepaid Card Partners

VanillaDirect Load has partnered with some of the nation’s top-rated prepaid programs.

  • NetSpend
  • MyVanilla
  • H&R Block
  • Serve
  • PayPal
  • Money Network
  • Momentum
  • Cuentas
  • Bluebird

How to Pay your Bills with VanillaDirect Pay?

You can either try the app available of Google PlayStore and Apple AppStore or use the web interface to pay bills with VanillaDirect Pay. VanillaDirect Pay is an easy and convenient way to pay your bills with cash. Bills such as phone, cable, healthcare, gas, water and many more can be paid. It makes it easy for you to walk-in bill payments to over 10,000 billers at more than 40,000 retail stores just like Family Dollar, Dollar General and more. You will receive a barcode with VanillaDirect Pay that is linked with each billing account. This makes it easy for you to pay multiple bills simultaneously when you are in and out of the location.VanillaDirect Pay

Paying Bills through VanillaDirect Pay App

VanillaDirect Pay App stores your billing information along with payment history and e-receipts for recurring use and personal bill pay tracking. You just need to download this app and register. Follow these steps once the app has been installed on your phone and you have registered successfully.

  1. Search your biller by name.
  2. Choose the biller.
  3. Now, enter the requested account info.
  4. Confirm your account info.
  5. You will receive a barcode for cash billing.
  6. Find a VanillaDirect Pay Retailer near you using geo-locator.
  7. Go to the store and present the barcode to the cashier that needs to be scanned with your cash to pay the bill.

MyVanilla Prepaid Debit Card Fees and Limits

Here is the table for MyVanilla Card monthly fee/account maintenance fees/transaction fees

Item Fee Description
Monthly Fee NONE
Dormancy Fee $3.95 / month Dormancy fee is applied if your prepaid card account doesn’t reflect the activity (including purchase transactions, addition of funds to your card, cash withdrawals, or balance inquiries) during prior 90 days.
Signature Purchase Transaction Fee $0.95 / transaction
PIN Debit Purchase Transaction Fee $0.95 / transaction

Cash Withdrawals

Item Fee Description
Domestic ATM Cash Withdrawal Fee S1.95 The fee incurred when cash withdrawal happens from an ATM located in the United States. The card owner might be charged for each transaction.
International ATM Cash Withdrawal Fee $4.95 The fee incurred when cash withdrawal happens from an ATM not located in the United States. The card owner might be charged for each transaction.
ATM Transaction Decline Fee S0.75 The fee incurred when cash withdrawal transaction is declined.
Over the Counter Cash Withdrawal S1.95

Adding Money to your MyVanilla Prepaid Card

Item Fee Description
Direct Deposit NONE
Reload at a VanillaDirect Load retailer Up to $3.95 per reload transaction Each Vanilla Reload Network Retailer may charge a transaction fee of up to $3.95, plus the amount being loaded.
Bank Transfer None (transfer fee from originating bank may apply) Transferring funds from bank account to card.
Card to Card transfers via the MyVanilla website (www.myvanillacard.com) None Transferring funds from one MyVanilla Card to another through website.
Card to Card transfer via Customer Care (1-855-686-9513) $4.95 Transferring funds from one MyVanilla Card to another by making a call to customer care.
Remote Check Deposit (Third-Party) Ingo Money 5% This is not MyVanilla’s fee and is subject to change, accurate as of May 1, 2019. Money in 10 Days – no fee. Fee of up to 5% of check value may apply when cashing a check to load your card at Ingo Money. Money in Minutes – 2% or 5%, minimum $5.00. Fee is deducted from check value.

Managing your MyVanilla Account

Item Fee Description
Online Account center None
MyVanilla App None
Text Alerts None Standard text messaging rates might apply.
Customer Care None

Balance Inquiry

Item Fee Description
Via www.MyVanillaCard.com None
Via MyVanilla App None
Via Text Alerts None Standard text messaging rates might apply.
Via Customer Care (1-855-686-9513) None
Via ATM $1 / inquiry

Miscellaneous

Item Fee Description
International Transaction 3.5% of transaction amount
Paper Statement Fee $4.95 / statement Fee incurred in case of monthly paper statements.
Replacement Card Fee $6 / per card Via standard USPS mail.
Replacement Card Fee (Expedited Shipping) $21 / card
Balance Liquidation Fee $9.95 Incurred on mailing a check to close your card account.

Using your MyVanilla Debit Card

Item Fee Description
Daily ATM Withdrawal $400
Monthly Domestic ATM Withdrawal $2,500
Monthly International ATM Withdrawal $2,000
Daily maximum cash withdrawal in any combination from ATM, POS, and over-the-counter $5,000 Maximum amount that can be withdrawn in a day.
Monthly maximum cash withdrawal in any combination from ATM, POS, and over-the-counter $7,500 Maximum amount that can be withdrawn in a month.
Monthly maximum cash withdrawal in any combination from ATM, POS, and over-the-counter 7 days (for pay-at-the-pump purchases), 30-60 days (depending on purchase type) Merchants offering services where incidental or gratuity charges may occur may place a preauthorization amount of 20% in excess of your charges. After the settlement, usually within 7 days, any extra 20% hold will be restored to your available balance.

Adding Money to your MyVanilla Prepaid Debit Card

Item Fee
Minimum Direct Deposit (ACH) Load Amount $0.01
Maximum Direct Deposit (ACH) Load Amount $9,999
Maximum VanillaDirect Load Amount $500
Maximum VanillaDirect Load frequency 5 / day
Maximum Daily VanillaDirect Load Amount $2,500
Maximum Monthly VanillaDirect Load Amount $5,000

Adding Money to your MyVanilla Prepaid Debit Card

Item Fee Description
Daily Card-to-Card Transfer $500 Limit applies to incoming and outgoing card-to-card transfers
Monthly Card-to-Card Transfer $2,000 Limit applies to incoming and outgoing card-to-card transfers

MyVanilla ATM Access

You can access your funds at millions of the ATMs across the world. By using MoneyPass Network ATM, you are exempt from the surcharge fee. With MyVanilla ATM card, fast cash is at your fingertips.

MyVanilla Mobile App

MyVanilla mobile app is really fast and secure. To access MyVanilla Prepaid Visa Card and manage your account. Spending your money and managing your money through this app becomes easy. Your account is at your fingertips. You can download MyVanilla App from Google PlayStore and Apple AppStore. All cards such as MyVanilla Prepaid Visa Card, MyVanilla Prepaid Mastercard can be handled using this app. MyVanilla Prepaid Debit Card can be added to Samsung Pay, Apple Pay, Google Pay and Fitbit Pay easily.

MyVanilla Gift Cards

You can easily buy Visa gift cards. These are basically the Vanilla gift cards that can be sent via email or plastic gift card via. There are a number of designs to choose from and gift it to someone making them smile. Get your MyVanilla Gift Card today!

How to Reload MyVanilla Card

Reload MyVanilla Card

The MyVanilla Prepaid Card is an easy, secure, and efficient way to manage your finances. The card is reloadable, allowing you to carry only that amount which you budget permits, to accomplish everyday tasks. You don’t have to worry about credit checks, since MyVanilla Prepaid Card is not a credit card, and forget the hassle of endless paperwork.

Even those who do not have a traditional bank account can apply for MyVanilla Prepaid Card. Any place that accepts a debit MasterCard or a Visa debit card, also accepts MyVanilla Prepaid Card.

How to Add Funds to MyVanilla Card

There are a number of ways to add money to MyVanilla card. Some of them have bene listed below. If your MyVanilla Card balance is approaching to its end, you can add money using one of the following methods.

VanillaDirect Load

It lets you transfer cash to your MyVanilla Prepaid Card at the drop of a hat. You can find a VanillaDirect Load retailer near you from the thousands of locations functioning across the nation. You can find a VanillaDirect location near you.Reload MyVanilla Card

Visit VanillaDirect.com to find many more locations, across the nation.

Walmart Rapid Reload

You can easily reload your MyVanilla Card at your local Walmart. Find a participating Walmart around you and reload cash on your MyVanilla Card at the register! At participating locations, simply swipe, load, and go.

Free Direct Deposit to MyVanilla Card

  • Your payroll, government benefits, or tax returns can be loaded on to your MyVanilla Card easily and automatically.
  • Escape the check-cashing fees and never-ending queues on payday.
  • Get your funds faster and save your invaluable time*.

*When your payroll or government benefits are deposited to your accounts directly, you can access your funds faster than through paper checks.

Sign in to MyVanilla now to gain access to direct deposit forms.

Where to Reload MyVanilla Card?

You can visit any of these VanillaDirect Load retailers near you and reload your MyVanilla Prepaid Card today!

  • Family Dollar
  • 7-Eleven
  • CVS Pharmacy
  • Dollar General
  • Walgreens
  • Walmart
  • Circle K
  • Rite Aid Pharmacy

You can also find a VanillaDirect Load location here.

In case you have any further query, you can call our Customer Service Representatives at 1-855-686-9513 or write to the following address-

MyVanilla Customer Care
P.O. Box 826
Fortson, GA 31808

How to Add Cash to MyVanilla Prepaid Card

Reloading your MyVanilla Card or Vanilla Gift Card is quick, safe, and convenient! By visiting a VanillaDirect Load retailer near you, you can easily and efficiently add funds to your prepaid card or reloadable debit card.

  • Carry your MyVanilla Prepaid Card and the cash equivalent of the amount you wish to load on the card to a VanillaDirect Load retailer near you.
  • The cashier will ring up the sale* and the funds are directly loaded on your card, then and there.

*Additional fee is charged. The card is subject to cardholder load limits.

Ensure that you are using your card only to reload funds or for making payments. Beware of sharing sensitive card information, as it may lead to loss of money through fraudulent transactions, without any recourse.

Find a Retailer Near You

The following retail partners can directly reload the card for you:

  • 7 Eleven
  • Dollar General
  • CVS Pharmacy
  • Family Dollar
  • Rite Aid Pharmacy
  • Royal Farms
  • ShopRite
  • Speedway
  • Walgreens
  • Walmart

You can click here to find a partnering retailer near you.

MyVanilla Prepaid Card Partners

VanillaDirect Load has partnered with some of the leading prepaid programs in the nation.

  • NetSpend Reload
  • MyVanilla
  • H&R Block
  • American Express Serve
  • PayPal Prepaid MasterCard
  • Money Network
  • Momentum
  • Cuentas
  • Bluebird

How Vanilla Reload Works

Vanilla Reload is a convenient and efficient solution that lets you add funds to Vanilla account/Card, through the service provided by our partnering retailers, including various leading prepaid cards. Top up your funds on-the-go, from your mobile phones or laptops, or make a simple phone call to reload your card. Vanilla Reload is affordable and accessible through thousands of locations across the nation.

Instructions for Redemption – How to Use

  • Vanilla Reload is available in fixed amounts of $20, $50, $100, $200, and $300, in addition to applicable fees.
  • After buying a Vanilla Card, head over to VanillaReload.com and read the terms and conditions enlisted there. Then enter your account number and PIN, or you can call 1-844-481-5634*.
  • You can check your account balance and whether the reload amount has been confirmed or not. Once confirmed, the reloaded funds are ready to be used instantaneously.

*Subject to account load limits. Carefully read the terms and conditions for your account.

All You Need to Know About MyVanilla Prepaid Card

MyVanilla Prepaid Card - All you Need to Know

MyVanilla Prepaid Card is a convenient, secure, and feasible method to keep track of your money. With MyVanilla Debit Card, the customers don’t need to worry about credit checks or heaps of paperwork, since it is not a credit card. You can register for MyVanilla Prepaid Card even without a bank account!

Where can you use your MyVanilla Prepaid Card, you ask? Any establishment that accepts a Visa Debit Card or a Debit MasterCard, also accepts MyVanilla Prepaid Card.

How to Activate MyVanilla Debit/Prepaid Card

If you have already purchased a starter card, all you need to do is register it. Register your MyVanilla Prepaid Card here. Find a retailer near you to get your MyVanilla Card. Your personalized MyVanilla Card can be activated by simply signing-in to MyVanilla account. Sign-in here. After activating your MyVanilla Card account, the starter card can be used at numerous locations till the time your personalized permanent MyVanilla Card is handed to you.

Why Choose MyVanilla Card?

MyVanilla Prepaid Card lets you flexibly utilize your money, across multiple locations in the world, while keeping your account safe. Your account is at your fingertips and is easily accessible, anytime. Demystify money management through MyVanilla Card by tracking and monitoring your expenses.MyVanilla Prepaid Card - All you Need to Know

MyVanilla Offers:

●      Depositing Directly to Account
●      Vanilla Reload Lets You Add Money
●      Adding Money Through Walmart Rapid Reload
●      Direct Transfer From Card-to-Card
●      Updates About Your Account
●      Your Account at Your Fingertips Through Mobile App

Partial Listing of Fees

Fee Name Description
Monthly Fee None
Signature Purchase Transaction Fee and PIN Debit Purchase Transaction Fee $ 0.95 per transaction
ATM Cash Withdrawal Fee (Domestic) $ 1.95
Dormancy Fee $ 3.95 per transaction

Dormancy fee is applied if your MyVanilla Card of the account associated with does not show any activity (such as purchase transactions, withdrawals, adding funds, or balance inquiries) for a period of 90 days.

Direct Deposit None
Reloading at Vanilla Reload Retailer Up to $ 3.95 per reload transaction

My Vanilla Card – Free Direct Deposit Facility

With MyVanilla Card you can:

  • Seamlessly load your payroll, government benefits, or tax returns directly to your card.
  • Skip the long queues on payday and fees for check-cashing.
  • Access your funds faster as they are already deposited in the account linked to your MyVanilla card, thereby saving your invaluable time.

How to Add Funs to MyVanilla Card

To add funds to your MyVanilla Card either of the following two options can be followed:

  • VanillaDirect Load: With multiple locations nationwide, add cash to your card without any worries and quickly, through VanillaDirect Load. Find a retailer near you here or visit VanillaDirect.com to find other locations that can facilitate the process. You can even load Vanilla Gift card from here.
  • Walmart Rapid Reload: To provide our customers with an easy and efficient method of adding cash to their MyVanilla Card, we have paired up with Walmart. Turn up at the register at participating locations to top-up your card with a swipe.

MyVanilla ATM Access

  • Get access to your funds at numerous ATMs around the globe.
  • No surcharge fee on any MoneyPass Network ATM.
  • With MyVanilla Card your cash is at your fingertips.

Download MyVanilla Mobile App

  • Managing money on the move is easier with MyVanilla mobile app that is free.
  • Mobile App lets you check card balance, keep track of transactions, and pinpoint Vanilla Reload centers.
  • A few swipes can help you access your account speedily and conveniently.

My Vanilla Mobile Wallet

  • Synchronize your smartwatch, tablet, or smartphone with your MyVanilla Prepaid Card through the mobile wallet app and complete payments with any device.
  • MyVanilla Card Mobile wallet ensures that your purchases remain secure, be it in a store, online, or in apps.
  • Mobile wallet makes your payments not just secure but speedy as well.